enero 30, 2021 - Página 15 de 17 - Calma y Balance
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Exactly what are pre-paids and exactly how will they be determined? Exactly what are shutting costs?

Exactly what are points?

Points, also referred to as “discount”, are funds compensated at closing to enable you to get a lowered rate of interest for the full lifetime of the mortgage. As an example, you may be quoted an interest rate of 7.375 with 0 points or 7.000 with 1 point. One point is add up to one of the home loan quantity.

Exactly what are closing costs?

Closing expenses are costs compensated, by both purchasers and vendors, during the closing conference. Closing expenses consist of pre-paid fees and insurance coverage, discount points, origination fees, h2 insurance, along with other costs which could connect with your loan.

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